Planning A Holiday With Your Girlfriends? Check Out These 5 Packing Tips

What is more exciting than a holiday? How about a holiday you have been planning with your best girlfriends for the past few months and now the time has come to prepare.

You averted begun to plan out your outfits for your holiday as well as shopping for that perfect bikini that is going to look incredible on the beach.

However, you’re going to have to deal with the task of packing everything up. May either be a super organized individual or one who happens to pride in chaos, in either case, you’re going to have to pack everything up and remain within airline security guidelines. You do not abide by their guidelines, you can expect to pay a rather hefty baggage fee.

Below are five essential tips that are going to prepare you for the ultimate holiday.

Travelling In the Right Clothing

To ensure that you keep the weight low on your checked luggage, you may want to consider wearing some of your heaviest and warmest clothing while on the flight. This clothing can then be worn on cooler evenings as well as the return home. It is also important to take all of your essentials on your carry-on including travel size toiletries as well as a change of clothing in case your luggage is delayed or misplaced.

Choosing the Perfect Suitcase

To have the most comfortable holiday, you want to invest in a suitcase that is not only going to be lightweight but can be wheeled around. In addition, if you are going to be travelling to the United States you may want to invest in a suitcase with TSA locks. This is just to ensure that your bag is chosen to be searched by TSA officials, the locks will not need to be broken.

Taking What Is Not Supplied

In order to keep your baggage as lightweight as possible, you want to ensure that you are not taking anything that is going to be provided at the resort or hotel such as shampoos, shower gels, and towels.

Take Only What You Need

Before you begin planning on what you’re going to place in your suitcase, you need to check the baggage allowance and weight limits. Once you know these limits then you can begin thinking about what you really need to take. There is no reason to take half of your wardrobe if you will only end up wearing 2 to 3 outfits. Considering that the vast majority of hotels and resorts offer an on-site laundry service. While this may be an expensive option, it does afford the ability to take less luggage.

Making a List

One of the most common mistakes travellers make is taking too many of the items they do not need and not enough of what they actually need. In order to ensure you bring everything you are absolutely going to need on your holiday, you need to create a thorough list. Below are just a few of the basic items you need to enjoy your holiday.

  • Hand Luggage Essential
  • A valid passport
  • Proper confirmations and boarding passes
  • Bank and credit cards
  • Headphones, phones, and chargers
  • A camera
  • EHIC for European vacations as well as travel insurance
  • Extra clothing and toiletries
  • Travel size pillows and your plugs
  • Books, magazines, and other reading material
  • An empty water bottle to fill while on flight
  • Case Essentials
  • Full-size cosmetics and toiletries
  • A hair straightener and dryer if not provided by the hotel
  • A small travel size bag as well as the beach bag
  • Bikini, cover-up, and sunglasses for day at the beach
  • Hat, bandanna, scarf as added fashion accessories
  • Some inexpensive jewellery for evenings out
  • Comfortable camisole tops and T-shirts
  • A sweater or fleece
  • A couple of skirts and shorts
  • One or two pairs of trousers and jeans, especially if you are not wearing one on the flight
  • Evening and day dresses
  • Several pairs of pyjamas and underwear
  • Your favourite shapewear for an unbelievable figure in your favourite dress
  • Several pairs of shoes for different types of events and occasions
  • Sunscreen, sun care, and insect repellent
  • If you’re travelling out of the country, a travel plug adapter

There you go, you’re now ready to pack your bags for an incredible holiday. Now, all that you need to worry about is searching up ‘female and male intimate waxing near me‘ to be completely ready for that holiday.

Five Packing Tips For A Beach Holiday With The Girls

There’s nothing more exciting than getting the girls together for a getaway. You’ve prepared for it months in advance, agreed to a date and budget, found the right place and made the booking – and now the day is coming.

Ideas for outfits float inside your head, and you start to shop for the perfect holiday wardrobe, discarding last season’s bikini for a wonderful one-piece swimsuit.

There’s one part of the holiday experience that you may find traumatic, through – packing. Whether you’re very organized and have it all ready for weeks or pack everything in the last-minute rush, the task is the same. If you try and take too much, you’ll struggle to keep under the weight limit imposed by the airline. Instead of paying exorbitant fees for extra baggage, it’s best to plan accordingly and pack smart.

Here are our top five tips from holiday swimwear brand Coco Bay that’ll help you do that:

Travel in the Right Clothes

It’s best to travel in your warmest, heaviest clothes. This will help keep weight down in checked luggage and make sure you stay warm during the flight, too, so it’s a win-win. The outfit can be worn in evenings and on your return journey.

Another good thing to do is make sure to pack emergency travel essentials and a change of clothes, in case the checked bag gets lost or delayed. If you have toiletries, remember they should be under 100ml.

Get the Right Suitcase

It’s best to invest in a case that’s lightweight and has four wheels, so you can roll it at your side easily without any strain. If you’re travelling to the US, it’s a good idea to get a case with a TSA lock, so that if the case is selected randomly for search, the customs officers will check it out without breaking your lock.

Don’t Take Anything That’s Supplied

Make sure to check whether the resort supplies items such as shower gels, conditioners and shampoos. If they do, you don’t need to pack any of these. In most cases, you’ll have access to a hairdryer and towels, at least.

Be Honest About What You Really Need

Before you start to think about what you’ll take, make sure to check the free checked bag allowance since it varies from one airline to another. Then think about how many items you are taking.

We all have packed half our wardrobe and ended up using two or three outfits for the entire trip, and it’s great to avoid that if you can. Some hotels will even offer a laundry service, and if it’s worth the price for you, it will help keep packing to a minimum.

Make a List

The biggest mistake we make when packing is taking too many of the wrong items (like eight different pairs of shorts) and forgetting essential ones such as toothpaste. To make sure you don’t leave out anything important, make a list of the essentials and stick to it. Here are the basics we recommend you never leave without.

In your Hand Luggage:

  1. Passport
  2. Boarding Pass or Booking Confirmation
  3. Phone, travel charger and headphones
  4. Bank cards and currency
  5. Camera
  6. Emergency clothing and toiletries
  7. Travel Insurance Policy as well as EHIC (when travelling in Europe)
  8. Magazine or book
  9. Travel pillow, earplugs, and eye mask
  10. Magazine or book
  11. Empty water bottle (refill after getting through security)

In the case:

  1. Cosmetics and toiletries
  2. Straighteners and hairdryer (if not supplied)
  3. A beach bag (which could double up as carry-on luggage)
  4. Cover up and swimwear
  5. Bandana, scarf or hat
  6. A small bag to use day-to-day
  7. Jewellery (leave anything with sentimental value at home)
  8. Camisole tops and t-shirts
  9. Skirts and shorts
  10. A fleece or sweater
  11. One long pair of jeans/trousers (if you don’t wear it on the flight)
  12. Dresses for evening and day wear
  13. Pashmina for the cooler evenings
  14. Underwear
  15. Nightwear
  16. Spanx or some other big shapewear (to use as foundation garment)
  17. Trainers, heels and sandals
  18. Electrical chargers and plug adaptors
  19. A money belt
  20. Sunscreen, after sun cream, and insect repellent

We hope this list will help you plan a wonderful holiday, where you know you’ve packed sensibly, not taking too much and not missing anything.

Everything a Girl Needs to Know About Packing for a Perfect Holiday

Is there anything more exciting than planning a holiday with your girlfriends? More than likely you have spent months planning for a holiday together and now the time has come for you to get ready.

In the weeks leading up to your holiday, you have begun planning your perfect outfits and shopping for an absolutely stunning bikini that will look amazing on the beach.

However, the closer your holiday comes with the sooner you’re going to have to start packing. It does not matter whether you consider yourself a very organized person or one rising chaos, trying to pack everything you need and stay within airline regulations is one difficult task. If you do not pay attention you are going to end up paying exorbitant airline baggage fees.

Below we have a few tips that are going to ensure you do not have to pay any additional fees for baggage.

Travel Correctly

One of the best ways to keep your luggage weight down is by wearing your heaviest and warmest clothing on the flight. This clothing can then be worn on the return flight or during cooler evenings. You may also want to consider placing all of your travel size toiletries as well as emergency clothing within a carry-on just in case your luggage is lost or delayed in transit.

Choosing the Best Suitcase for Your Needs

Regardless of where you may be traveling for your holiday, you want to find a lightweight suitcase that offers four wheels for ease of use. If you’re traveling to the United States, a suitcase fitted with TSA locks is best. This is to ensure that if your luggage is selected for searching by TSA officials the locks will not need to be broken.

Is That Really Needed?

One of the best ways to ensure that your luggage weight is kept to a minimum is by not taking anything that is going to be supplied by the resort such as shampoos, soaps, conditioners, and towels.

Taking What You Need

Before you begin planning on what you’re going to take, it is wise to see what the baggage allowance actually is. Once you know how much you can bring you can then make better decisions. In many cases, it is quite easy to take more outfits than will actually be worn on a holiday. Considering that many resorts and hotels offer a laundry service, it is quite easy to bring far less clothing. While this may be a slightly more expensive option, it does help to lower the amount of luggage you need.

Create the Ultimate Packing List

One of the biggest mistakes most people make when planning a holiday is bringing too many of the wrong items and forgetting the essentials that they need. Packing lists help ensure that you bring everything that you are going to need while on holiday, you want to create a list. Below are just a few of the basics you will want to bring on your holiday.

  • Hand Luggage Essentials
  • Boarding passes and booking confirmations
  • Passports and identification
  • Phones, chargers and headphones
  • Financial information such as currency and bank cards
  • Travel insurance
  • Camera
  • Pillows and earplugs
  • Extra clothing and toiletries
  • A couple of pairs of shorts, skirts and a sarong or two
  • An empty word bottle
  • Reading material
  • Suitcase Essentials
  • Hair straightener and dryer
  • Asthmatics and toiletries
  • A small bag for daily use as well as the beach bag
  • Swimwear and sunglasses
  • Hats, bandannas, scarves
  • Inexpensive jewellery
  • Comfortable T-shirts or camisole tops
  • A comfortable sweater or a pashmina for cool evening weather
  • Comfortable trousers or jeans
  • Dresses for day and night
  • Pajamas as well as underwear
  • Your favorite brand of shapewear
  • Several pairs of shoes for a wide variety of occasions and activities
  • Electrical charges and adapters
  • Insect repellent, sunscreen and after sun care

Hopefully, this list is going to have you better prepared for the ultimate holiday, if you follow these tips you are going to have everything you need and none of the excess baggage.

5 Tips Every Girl Needs To Know About Packing For A Holiday

Is there anything more exciting than going on a holiday? Actually, if you’re planning on a holiday getaway with your girlfriends you may have more excitement than you can contain.

You already have several ideas for perfect holiday outfits and have begun shopping for an extremely cute bikini that is going to look amazing on the beach.

While you cannot wait for the holiday, you surely want to hold off on packing. Regardless of whether you are or an individual who gets ready at the last minute prefers to spend planning the perfect holiday, it is a true struggle to take everything you need and stay within security regulations for airlines. You do have the option to take everything you want and pay an excessive charge for the baggage or you can simply plan smarter.

We have teamed up with Elle Courbee to bring you five tips that are going to ensure you take everything you need and not pay a baggage fee.

Wear the Right Outfit

One of the best ways to ensure you keep your luggage weight down is to wear the correct clothing while traveling to your holiday destination. This will typically involve wearing your heaviest clothing on the flight. Then you can simply re-wear this clothing on your journey back or for those cooler evenings. It is also a wise idea to place all of your travel essentials as well as a change of emergency clothing in a carry-on.

Choosing the Right Suitcase

While you may be excited about your upcoming holiday, you do want to take the time and invest in a suitcase that is not only lightweight but offers four wheels for easy handling. You may also want to find a piece of luggage that includes TSA locks. This is going to ensure that the lock does not need to be broken if the luggage is randomly selected for search procedures.

Bringing Proper Supplies

When you’re packing, take the time to look at what you’re placing in your suitcase and not bring things that are typically supplied by hotels and resorts like towels, shampoos, and even hairdryers.

If You Don’t Need It Don’t Take It

The for you begin thinking about what you need, check what the allowance is where baggage. Once you know the weight allotment, then you can actually consider what you’re going to take. How many times have you packed five different swimsuits and only ended up wearing one on your beach holiday? Remember that the vast majority of hotels and resorts offer some form of laundry service. Of course, this can be an expensive option, however, it will keep your luggage to the bare minimum.

Create a Packing List

One of the most common packing errors is taking too many of the wrong items, do we really need 10 pairs of shoes? It is important to remember the essentials that are going to be needed or your holiday. To help keep you on track, here are essentials for your carry-on and suitcase.

  • Hand luggage essentials
  • Boarding pass and booking confirmation
  • Passport
  • Headphones, chargers, and phone
  • Bank cards and currency
  • Travel insurance policies
  • Camera
  • Pillows, earplugs and an eye mask
  • Emergency clothing and toiletries
  • Reading material
  • An empty water bottle
  • Luggage essentials
  • Cosmetics and toiletries
  • Beach bag
  • Hairdryer and straightener, if not supplied by the resort
  • Daily use bag
  • Cover-up and bathing suit
  • Sunglasses
  • Bandanna, scarf or hat
  • Everyday jewellery
  • Camisole tops and T-shirts
  • Fleece or sweater
  • Skirts and shorts
  • A pair of jeans or trousers
  • Day and evening dresses
  • A pashmina
  • Pajamas and underwear
  • Spanx or another form of shapewear
  • A variety of shoes for different occasions
  • Electrical chargers and adapters
  • A money belt
  • Insect repellent, sunburn care, and sunscreen

Hopefully, this list is going to enable you to plan the perfect holiday, these tips were designed to ensure you do not forget anything are packed too much. Now go ahead and pack up that suitcase and enjoy a well-deserved holiday break with your best girlfriends!

Make Your Home More Energy Efficient Today

In this day and age, energy is one of the most valuable things and so, using it efficiently matters a lot. The more efficient you are with your energy consumption, the less you will have to spend. The biggest problem, however, is that not many homeowners know how to increase the efficiency of energy use in their homes. It’s easy to switch off the lights when you don’t need them, you can decide to hand wash the dishes instead of using the dishwasher. But how much difference does that really make? Well, according to reports, heating tends to be the biggest culprit when it comes to energy consumption, and if you take a closer look at your bills, especially during this time of the year, you will notice the same as well.

If you use gas and water systems, you can ensure efficiency on energy usage by switching to electric heating.

Electrical to thermal energy

Heat and electricity are basically forms of energy. Our planet is made up of various types of energy, some of which can be converted from one state or form to another. Electrical power at its core is a form of energy that occurs due to moving, charged or stored particles. Stored electric energy is known as potential energy, and when it is an electrical current, it is known as kinetic energy. On the contrary, thermal energy is a form of energy that results from moving molecules or atoms, thus resulting to heat. The faster these particles move, the more heat is generated.

So how does energy conversion occur?

Well, energy transformation is all about resistance. When it builds up in an electrical system, the atoms or molecules vibrate faster, thus producing thermal energy. This is often done through coils. An example would be the electric kettle; if you look at the bottom, you will find a coil, and that’s where the magic happens.

But what does all this have to do with heating?

Well, the reason we covered the types and conversion of energy is because transforming electrical energy into thermal energy is the heart of electric radiators. Moreover, this science is what makes them more efficient than water heated radiators. In a typical water radiator, the heat originates from hot water, which is pumped through pipes inside the radiator. This basically means that the water has to be heated from another source, e.g. a boiler and then pushed to the radiator. That’s why this type of heating takes a while to warm up. It has to be heated and then reach the destination at the same temperature.

However, with electric radiators, you don’t have to deal with a central heating unit or pipes. Only an electric current is required, and with a set of coils, the electricity is converted to thermal energy which can then radiate and give out heat. This is very efficient in that no energy is wasted during heating water and moving it around. Also, with electric radiators, you won’t have to wait, and you end up running the heating for a significantly less period. This is why it is a popular choice in bathroom designs Surrey.

There are a wide range of electric radiators that are ideal if you want to reduce your energy bills during winter while keeping your home warm and comfy. As everyone is different and have distinct needs, there is a wide range of looks and styles to suit every household or room.

All The Fun Of The Fair

TV has added life to the trade of antiques. The 1990s and mid-2000s saw a drop in business that almost rendered the big businessmen bankrupt. This was as a result of these shows, for example, Antiques Roadshow, Bargain Hunt and a lot of other programs devoted to discovering, restoring and selling antique furniture, collectibles, and vintage pieces, the industry has gained a new audience and a stimulating future.

Among the best places to find that antique item is in one of the fairs or markets all over the country. But then, knowing the best places to go is going to prevent you from wasting time and energy.

Below is a list from The Abbey Group of some of the best fairs in the UK:

1. Newark International Antiques and Collectors Fair

This is one of the longest standing and greatest antique fairs in UK. In fact The Newark International Antiques and Collectors Fairs has been recorded in the book, 1,000 Places to See Before You Die. The fair has a wide range of items covering almost all possible collecting taste. Both the merchants and buyers originate from everywhere in the world, so the climate is both lively and exciting.

From exquisite antiques, porcelain, glassware, silver, artistic creations and adornments, to rural items, modern pieces, and stained glass windows. While the scope is gigantic, the quality is generally high, and the crowds are educated.

2. Sunbury Antiques Market

This fair, which draws in an amazing selection of items from antique to vintage to rural. People from all over the UK and the continent attend this fair. Apart from the assortment of antiques and collectibles, the fair has an additional advantage of quick access from London, and furthermore an exquisite venue – Kempton racecourse.

This is an eventful fair that frequently springs a surprise or two. Rare furniture are every so often available to be purchased, which boosts the charm of the event.

3. Ardingly International Antiques and Collectors Fair

Certainly, one to be on the list, Ardingly is among the top antique and vintage fairs in the whole of England. While traders originate from everywhere throughout the UK, it likewise pulls in individuals from all over Europe, Africa, and Asia, mainly because it is close to the Channel.

Attractive, old-style antique furniture, glass, tableware and silver all blend with vintage, primitive, rural and industrial to make a diverse mix of fortunes for every collector. It likewise does a bustling exchange of collectibles, for example, stamps, mint pieces, and postcards.

4. The Malvern Flea and Collectors Fair

Our last choice is the expansive and laid-back fair at Worcestershire. The Malvern Flea and Collectors Fair is described as “random” and ‘hodge-podge’ yet in that lies its allure. China busts with horticultural tools; fishing items lies alongside earthenware and kitchen utensils strive for space with taxidermy.

Together with the antiques and collectibles, the fair takes a more ‘rural show’ feel as traders also sell chutneys, pickles, jams and additional goodies.

At this fair, there is a main exhibition room, a number of interconnecting sheds and stalls along the boundary. However, if you want a root among the antiques, it is worthwhile that you get time to explore the bit each part of this unabashedly wide-ranging fair.

Requirements and Tips for Helping You Design High Quality Letterhead

Typically January is when numerous small business owners take a close look at their marketing and branding materials to consider if they need to be completely revamped or tweaked in any way. In order to help with this process, we have written an article series to help you with revitalising your brand. In this first article, we will be taking a look at letterheads, including what is required legally in addition to some tips you should consider as part of your re-designing process.

It can be somewhat challenging to craft a first-rate letterhead. So if you find yourself struggling when it comes to all of the different decisions that need to be made as part of the process, take the time to remember what the basics are.

Let us begin by offering a refresher course on what the legal requirements are.

What sole traders are required to include are; their own name if it is different from what their business name is, their business address and VAT number. For limited companies, the mandatory inclusions are VAT number, registered address, place of registration, registration number and full registered company name.

Partnerships businesses must include the same things that sole traders do, as well as each partner’s name, the address for their main office, and a useful place where all partner names may be found if the number of partners is too many to list.

There are some general requirements that also must be followed. Whenever applicable website URLs, e-mail addresses, fax numbers, telephone numbers, correspondence addresses, VAT numbers, nature of the business, social media and logos should be included.

Now that the critical requirements have been covered, it’s time to look at what the best ways are for creating an eye-catching and tactile letterhead, to help you avoid the most common pitfall associated with this process.

1. Simplicity Is Key

“When it comes to letterhead design, one of the most important guiding principles is making the finished product as simple as you can,” says a design agency in Hampshire.

The purpose of letterhead isn’t to sell the recipient your service or goods, it is just a delivery mechanism. Make sure your letterhead design is simple instead of needlessly busy.

2. Consider All of the Details

There might be certain details that you need to consider depending on who you need to send your letterhead to. If you are sending it to a company that doesn’t use a fax machine any longer, maybe it would be best to leave this number out. Take the time also to customize your letterhead to whatever specific department you will send it to.

3. Represent Your Brand

There is a great opportunity that letterheads present to companies to allow them to represent themselves through prominently displaying their branding information. The imagery, font and colour scheme will all play significant roles in the branding efforts that your company makes.

4. Alignment and Positioning Are Important

The shape and size of your letter should inform all of your subsequent decisions in terms of the placement of each of the individual design elements that you are using. Balance the offset with the shape of the images you are using, so that a connected design is created.

5. Be Smart About How You Use Colours

You should always use colour wisely and it definitely isn’t any different when it comes to letterheads. Whenever you want to draw attention to certain parts of your letterhead, colour can be used for highlighting the area. It is a critical tool that can mean the difference between your design being successful or not, so be sure to tread lightly.

Forensic Blood Analysis

Detecting and identifying body fluids at crimes scenes provide critical information regarding the event that might have taken place and the individuals who were involved. The location and presence of body fluids, along with the DNA profile obtained, can provide police agencies with an abundance of critical information to help with their investigations.

Unfortunately, the body fluid analysis process can often take a long time. Visualisation technique might be used at the scene of the incident in order to locate body fluids initially, for example using alternative light sources (ALS). It uses various wavelengths of light in order to visualise things such as stains that would otherwise be ambiguous or invisible, and some are even able to show stains that have been covered up with paint or wiped clean. However, using alternative light sources doesn’t usually allow for the differentiation between various body fluids. After potential biofluids are found in-situ, there may be presumptive tests conducted in order to identify possible stains, and after a sample has been collected DNA analysis and confirmatory analysis will often be performed. Unfortunately, there isn’t one single method that is used for analysing all body fluids, and it might be necessary to use multiple techniques as well as a drum pump depending on what kind of biofluid it is.

Types of Blood Analyses

The most common type of body fluid found at crime scenes that is of interest is undoubtedly blood. Blood is mainly comprised of blood cells and water, along with many metabolites, glucose, hormones, minerals and proteins. Due to blood being obviously important in forensic contexts, various tests have been developed for identifying blood. Presumptive tests might be used initially at a crime scene is order to established whether or not a suspicious stain actually is blood. The presumptive test which is most well-known is perhaps Luminol. It results in the blood having a distinctive blue luminescence, which is based on haemoglobin oxidizing the blood. Fluorescein is another similar test done on the basis of fluorescin being heme-accelerated oxidized into fluorescein, although an alternative light source is required for visualising the change. Phenolphthalein is another well-known presumptive blood test, which is also referred to as Kastle-Meyer. An alkaline solution takes on a pink colour when blood is present. Another very popular presumptive test is Leucomalachite green (LMG), which results in a distinctive change to a green colour when there is heme present in the blood. Along with all of these tests, there are several other immunological blood tests as well that are commercially available, including HemaTrace, ABAcard, and Heme Select. There appears to be an endless amount of presumptive tests that are available for detecting blood, and there are various techniques that may be used in different countries as well as between different police forces. The tests, however, are only presumptive, as suggested by the name, and additional analysis might be necessary in order to confirm a suspected bodily fluid’s identity.

Other Types of Blood Analyses

There is an antibody-based method based test called RSID) Rapid Stain Identification), which may be used for confirming the presence of blood which is based on detecting glycophorin A. Also, ELISA (enzyme-linked immunosorbent assays) may be used for identifying blood as well as differentiating between various blood groups. There are certain crystal tests that might be used for confirming the presence of blood, like the Teichman test, based on hematin formation, or the Takayama test, which utilises hemochromogen crystals formation. Further analytic techniques may also be applied for identifying blood, including spectroscopic methods like fluorescence spectroscopy and UV-vis or microscopy for identifying blood cells.

There have been numerous techniques developed for identifying body fluids within forensic contexts, which range for presumptive tests for quick estimations in-situ of a likely identify all the way to confirmation laboratory-based tests. However, the existing techniques do have various problems that are associated with them. The main concern with all of the presumptive test is a lack of specificity since the tests frequently react with various substances so that false positives can be a problem. Some tests are also not especially sensitive, and therefore small body fluid amounts might produce false negatives. Confirmatory and presumption tests, finally, are typically destructive of the sample, which definitely isn’t ideal, especially if there is only a small amount of evidence that is available to begin with.

The Most Popular Uses For Self Storage

The popularity of self-storage has been increasing in the UK with more and more commercial and domestic customers taking advantage of this. Self-storage units are now being used for a number of commercial and domestic reasons. If you are considering self-storage, you should consider the different ways that it can be used.

Commercial Uses Of Self-Storage

There are a lot of businesses that use self-storage as a means of extending their workplace. Self-storage is often used as a secure storage facility for removal companies. Self-storage facilities will often have warehouse space, convenient access for lorries and forklift facilities. This makes them ideal for any removal company.

Another commercial use is for excess stock. There are a lot of businesses that find renting self-storage to be more cost-effective than moving to larger premises. This is due to the fact that storage facilities are flexible and you will be able to increase or decrease the amount of space you hire based on your current needs.

Heavy commercial users often find that Grade B containerised storage is ideal for them. These units will generally be older than the standard ones, but they will be available for a lower rate. This means that the storage of tools and equipment will be more cost-effective for the business.

Secure self-storage facilities are great for builders, engineers and construction companies because they can store building materials there. In these facilities, these companies will be able to not only store their materials, they will also be able to load and unload the materials with ease.

There are times when a company will outgrow their current premises and have to move to somewhere larger. During these moves, it is important that the company is able to run smoothly. To ensure this, many companies will temporarily store office furniture, stock, and equipment in self-storage units.

Market traders and car boot enthusiasts should also consider using self-storage for their commercial needs. This is a great low-cost storage option which allows easy access to all of their stock.

Companies will have to legally retain certain records for a set amount of time. Short and long-term storage of paperwork, archives, and records can all be done in self-storage units. This will often be more secure than storage in an office building.

Small businesses that sell on eBay and other online portals can also make use of self-storage units. This is a great choice for storing and distributing the stock they have. Commercial users can also store vehicles in self-storage units. There are many facilities that have units designed to hold vans, lorries, cars and busses.

The Domestic Uses For Self-Storage

Self-storage has long been popular with people who are moving home, but there are other reasons why you might want to use self-storage. The short-term storage of items during a home sale is one of them as well as during the move. Most self-storage contracts are flexible and you can keep the unit for as long as you need even if this is only a month.

Long-term storage when you downsize is also a potential use for self-storage. Moving to a smaller home does not mean you have to get rid of everything and there are a lot of valuables or sentiment items that you will want to keep. Self-storage is a great solution as you will still be able to access them when you want. You will also be able to use self-storage to free up space in your garage.

There are a lot of people who have specialist hobby equipment that is expensive but not used for long periods of time. Storing the items in a self-storage unit will ensure that they are safe and not taking up space in your home when not in use. You can also store sports equipment in the unit to keep it safe.

Self-storage also offers you a secure place to store your motorhome or caravan. Putting your caravan into storage during the winter is often better than having it sitting on your drive.

Is a Fixed or Variable Mortgage Best for You?

Every homebuyer faces a tough decision before they purchase property, and that question is about choosing the right type of mortgage.

There are two main types of mortgage, and these relate to the type of rate that is charged. The rates are known as fixed rates and variable rates.  Read this guide from Curchod & Co for more information.

Fixed Rate Mortgages

The selling point of a fixed rate mortgage is that no matter what the Bank of England decides to do with its base rate, the fixed rate does not change within a specified period. The specified period will vary depending on what you negotiate with your mortgage lender, but some companies will lock in a fixed rate for up to a decade.

A borrower who signs up for a fixed rate knows precisely the amount their mortgage will cost during this period. There is no need to stress about an increase in mortgage payments if the interest rates around you rise while your rate is locked in, and this means there will be no impact on your budget.

However, there is a negative, and that is that fixed rate mortgages normally have repayment fees attached if you want to pay out early. So, if you did come into some money that you would like to use to repay your mortgage, it would cost a lot to do so. Ask your prospective lender how much extra you can put against your mortgage before a penalty is charged. There may still be some small flexibility of overpaying up to 10% of the amount owed.

Variable Rate Mortgages

A variable rate mortgage is one that can constantly change. This means that yes it can rise, but it can also fall too.

A discounted deal is when you are offered a rate that is lower than the standard variable rate being offered by the lender. A discounted deal can be offered because the lender chooses what their variable rate will be and has complete autonomy to do so.

However, a tracker mortgage is a mortgage that has a variable rate that changes in line with the base rate advertised by the Bank of England. Therefore, every time there is a change in the base rate, this variable rate will change too.

The positive of a variable rate is that it may start out lower than what is being offered for a fixed rate mortgage. However, there is no certainty that it will remain lower in the future.

So, who benefits most from a fixed rate mortgage?

If you need the certainty of knowing what your mortgage is going to be during a set period, then a fixed rate mortgage is for you. However, you must be aware that if the interest rates go down, you are still going to be locked into paying your set amount.

Buyers who are purchasing their first home often find a fixed rate suits them best while they get used to paying a regular home mortgage payment.

Who benefits from the variable rate option?

Because the Bank of England base rate is at an all-time low, people who are prepared to take the risk-benefit most from a variable rate, but fixed rates are more attractive to borrowers at present.

However, if you can find a variable rate that is lower than a fixed rate and you have faith it will remain low, then you will save money by signing into a variable rate mortgage. Just make sure that you can absorb the extra mortgage cost if the rate does rise in the future.

You will also find that as a general rule lifetime tracker mortgages do not incur fees if you choose to repay early, and you may want to have this flexibility.

While there is no crystal ball that will tell you what interest rates are going to do in the future, using this advice you should be able to choose the mortgage type that will suit you best.